NBC Calls for More Health Insurance Regulation
In many cases, a woman‚Äôs individual health insurance policy costs more than a man‚Äôs ‚Äď and that‚Äôs just not fair, according to the NBC ‚ÄúNightly News.‚ÄĚ
A Nov. 11 report showed that women who hold individual policies can pay up to 140 percent more than men for health insurance because they can have a child, which makes them more likely use their health insurance. This priced-in premium is similar to the way young men are charged more for auto insurance than young women. But according to some women, the costs should be spread equally.
‚ÄúIf you‚Äôre a woman looking for insurance, chances are you‚Äôre considering having a baby,‚ÄĚ Amanda Doyle said to ‚ÄúNightly News.‚ÄĚ ‚ÄúKids aren‚Äôt just the responsibility of a woman and so the costs shouldn‚Äôt just be born by a woman.‚ÄĚ
‚ÄúThe National Women‚Äôs
‚ÄúIt‚Äôs called gender rating,‚ÄĚ Synderman said. ‚ÄúAnd it can happen because there are no federal guidelines governing who pays what for health insurance in the individual market. In some cases, a woman can even be denied coverage if she‚Äôs the victim of domestic violence.‚ÄĚ
The segment featured NWLC president Judy Waxman claiming that ‚Äúwomen are being charged more simply because they‚Äôre women.‚ÄĚ But that‚Äôs not exactly true. Women are charged more because they tend to use more services.
Susan Pisano, a spokeswoman for
But Pisano added that the problem requires a more comprehensive approach to health care reform than just legislation to ban market-based pricing. ‚ÄúWe think there are far too many men, women and children who are falling through the cracks and that we need a comprehensive plan to address that,‚ÄĚ she said.